In a medium-sized bowl, beat heavy whipping cream until it almost doubles in size.

In a separate bowl add the softened cream cheese, natural peanut butter, swerve, and vanilla then beat with a mixer until the fluff is smooth and creamy.

Combine to two and mix on low until thoroughly combined and smooth.

Grate unsweetened chocolate shavings on top or add Lily’s Chocolate Chips to fluff.

Best if kept in the refrigerator overnight and served the next day.